ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN KREDIT PERBANKAN PADA BANK UMUM DI BURSA EFEK INDONESIA

Prafiwi, Septiana Icha and Sulistiyani, Tina (2014) ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN KREDIT PERBANKAN PADA BANK UMUM DI BURSA EFEK INDONESIA. [Artikel Dosen]

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Abstract

This research is aimed to obtain empirical evidence on the factors affecting the distribution of bank credit. There are many factors affecting the distribution of bank credit. However, this research was only limited by dominant factors affecting the distribution of bank credit obtainedfrom bank credit theories and the results from previous research studies. Therefore, factors which were the selected independent variables in this research were Third Party Funds (DPK), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Return On Assets (ROA), and Loan to Deposit Ratio (LDR). While the dependent variables were the distribution of bank credit which was proxied by Loan to Asset Ratio (LAR) variable. The result of the research indicates that simultaneously, the variables of DPK, CAR, NPL, ROA, and LDR significantly affect the distribution of bank credit in the period 2010-2012. While partially, a result was obtained that DPK, NPL, and LDR variables significantly affect the distribution of bank credit. Meanwhile CAR and ROA variables do no significantly affect the distribution of bank credit in the period 2010-2012.

Item Type:	Artikel Dosen
Subjects:	H Social Sciences > HB Economic Theory
Divisi / Prodi:	Faculty of Economics (Fakultas Ekonomi) > S1-Management (S1 Manajemen)
Depositing User:	S.E., M.M. Tina Sulistiyani
Date Deposited:	13 Jun 2022 02:33
Last Modified:	13 Jun 2022 02:33
URI:	http://eprints.uad.ac.id/id/eprint/35261

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