Determinants Of Amount Home Ownership Loans In South Sulawesi

Khoirudin, Rifki (2022) Determinants Of Amount Home Ownership Loans In South Sulawesi. Jurnal Akuntansi Dewantara, 6 (2). ISSN p-ISSN: 2550-0376 | e-ISSN: 2549-9637

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Abstract

This research aims to determine the effect of economic growth,
loan interest rates, loan to deposit ratios, loan to value, and
inflation on the number of mortgage loans in South Sulawesi,
this type of research is secondary obtained from the Centra
Statistics Agency, Bank Indonesia, and the Financial Services
Authority. The data analysis technique used is multiple linear
regression analysis, the results of the study show that loan to
deposit ratio an loan to value have a positive and significant
effect on housing loans in South Sulawesi, loan interest rates
have a negative and significant effect on housing loans in
South Sulawesi, while economic growth and inflation do not
affect housing loans in South Sulawesi, it is hoped that when
setting loan interest rates more consider the surrounding
economic conditions and are expected to continue to observe
the loan to deposit ratio so that funds can be channeled
optimally, and it is hoped that the loan to value policy will
continue to have the desire to apply for home ownership loans

Item Type:	Artikel Umum
Subjects:	H Social Sciences > HB Economic Theory
Divisi / Prodi:	Faculty of Economics (Fakultas Ekonomi) > S1-Economic Development (S1 Ekonomi Pembangunan)
Depositing User:	Rifki Khoirudin
Date Deposited:	13 Dec 2022 02:20
Last Modified:	13 Dec 2022 02:20
URI:	http://eprints.uad.ac.id/id/eprint/37945

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