Credit Guarantee the National Economic Recovery Program (PEN) for MSMEs: A Case Study of MSMEs for Bank Pembangunan Daerah DIY

Nasir, Muhammad Safar (2022) Credit Guarantee the National Economic Recovery Program (PEN) for MSMEs: A Case Study of MSMEs for Bank Pembangunan Daerah DIY. Ekuilibrium, Jurnal Ilmiah Bidang Ilmu Ekonomi, 17 (2). ISSN 2528-7672 (Online) 1858-165X (Print)

Text Hasil Cek Plagiarisme Sinta 2.pdf Download (3MB)

Abstract

In recent months the world has been shocked by a deadly virus, namely
Coronavirus Disease 2019 or better known as the COVID-19 virus, which
causes a health crisis and an economic crisis. National Economic
Recovery or PEN is one of the policies to improve the country's economic
conditions due to the COVID-19 pandemic which has a systemic impact.
The impact affects almost all sectors, including the Micro, Small and
Medium Enterprises sector. This study aims to analyze credit guarantees
on MSME income in Daerah Istimewa Yogyakarta (DIY). This study
uses a qualitative descriptive method, with UMKM recipients of PEN
program assistance through Bank BPD DIY as respondents. The
collection technique was through interviews and questionnaires with a
total sample of 30 respondents and selected based on the purposive
sampling method. The rate of return and the questionnaire that can be
processed is 100%. From the results of interviews that have been carried
out, it was concluded that in general new working capital credit
guarantees help entrepreneurs in recovering MSME businesses due to
being affected by COVID-19. The results of this study are in accordance
with the Government's target that the assistance in credit guarantees helps
micro-enterprises to increase their business income.

Item Type:	Artikel Umum
Subjects:	H Social Sciences > HB Economic Theory
Divisi / Prodi:	Faculty of Economics (Fakultas Ekonomi) > S1-Economic Development (S1 Ekonomi Pembangunan)
Depositing User:	Rifki Khoirudin
Date Deposited:	17 Dec 2022 01:55
Last Modified:	17 Dec 2022 01:55
URI:	http://eprints.uad.ac.id/id/eprint/38014

Actions (login required)

View Item