Mengapa pengusaha ​online ​ belum memiliki asuransi BPJS kesehatan? studi kasus di Kota Yogyakarta

Firman, Firman and Agustin, Helfi (2017) Mengapa pengusaha ​online ​ belum memiliki asuransi BPJS kesehatan? studi kasus di Kota Yogyakarta. [Artikel Dosen]

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Abstract

Purpose: ​This study aimed to explore why an informal sector group has not decided to become a part of BPJS health by identifying knowledge or health insurance literacy. ​Method: ​This research was a qualitative study with a phenomenology approach. Determination of informants was used by snowball sampling technique. Data collection was conducted with in-depth interviews with 15 people from an online entrepreneurs group who live around the city of Yogyakarta. Data were identified with inductive thematic analysis related to health insurance literacy to determine any relationship pattern of research variables. ​Results: ​The majority of informants have knowledge health insurance as a health care program used to seek treatment when sick. Specifically, informants have difficulties in understanding and explaining the basic terms about BPJS health insurance such as membership type, premium, a benefits package, services procedure, the way of registration. The primary determinant is caused by personal factors of informants themselves who are not seeking information about BPJS health because busy with works, still young, unmarried, and get ill rarely. Another factor is informants more often rely on getting insurance information from friends or family, while data from the Government and BPJS organization itself is scarce.​Conclusion: Low health insurance literacy is the leading cause of why informants decide not to be participants in BPJS health insurance. So it’s necessary to educate people about the BPJS health insurance both from the government, BPJS organization, and especially health providers in health facilities.
Keywords:​ health insurance literacy; informal sector

Item Type:	Artikel Dosen
Subjects:	H Social Sciences > H Social Sciences (General) H Social Sciences > HV Social pathology. Social and public welfare
Divisi / Prodi:	Faculty of Public Health (Fakultas Kesehatan Masyarakat) > S1-Science in Public Health (S1-Kesehatan Masyarakat)
Depositing User:	SKM., MKM Helfi Agustin
Date Deposited:	27 Aug 2020 14:25
Last Modified:	03 Nov 2023 02:53
URI:	http://eprints.uad.ac.id/id/eprint/20250

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